1st Car Finance

1st Car offers a range of finance options to help you decide on the best way to purchase your next car. For a quotation, information, help or advice on which option would suit your individual needs, give us a call. 

Finance is a very competitive market place, 1st Car would not only like to look after you by way of quality sales and service,  we would also like to look after you in the way you choose to buy the vehicle. We meet the high street banks head on with the intention of competing with their deals, this way you enjoy the savings of a great finance package.
Personal Contract Purchase (PCP)
Ideal for those customers changing or upgrading their car typically at intervals of between 24 months and 36 months. PCP makes it easier for the customer to afford those cars that would normally be considered ‘out of budget’. At the end of the contract there are 3 options available:

  • Outright ownership
  • Part exchange for a new car
  • Hand back the car and walk away with nothing further to pay. (Subject to Terms & Conditions)

Hire Purchase
An easy and highly flexible method of purchase, ideal for customers who prefer to have ‘ownership’ of their car. Hire Purchase is very popular because it offers a wide range of deposit and repayment periods up to 60 months, thereby allowing customers to have a fixed monthly payment which best suits their budget.
Finance Lease
A competitive ‘business user’ facility, monthly rentals attract VAT. Attractive to business that can take advantage of accelerated tax benefits and a proportion of VAT can normally be reclaimed.
Personal Motor Loans
With this option you own the vehicle out right. You will pay set monthly installments for a contacted period of time. You are free to change your vehicle at any time during this period and still carry on with your loan repayments or if you prefer, have one of our sales team value the car, with a view of settling this loan off as part of the new deal.


We have a great choice of finance packages

  • Competitive Finance
  • Call for Tom or Richard for further details 317317
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Opening Hours

Monday to Thursday - 9:00am until 6:00PM
Friday - 9:00am until 7:00PM
Saturday - 9:00am until 5:30pm
Sunday - 11:00am until 5:00pm

Service - MoT
Monday to Friday - 8:30am to 5:30pm
Saturday - 8:30am to 12:30pm
Sunday Closed